Set Yourself Up for Financial Success

I’m always amused whenever I hear people talk about financial problems. Well, more like ‘money problems’. And my amusement is never one of laughter but intrigue as though no one else has money problems.

To be honest with you, there are only two types of money problems; ‘Not Enough’ money problem and the ‘Too Much’ money problem. The question is, which problem do you want? As I might have guessed, you too would like the ‘Too Much’ money problem.

Build a Better Relationship with Money

It all begins with your relationship with money. The average person, and by average I mean 95% of the world’s population with ‘Not Enough’ money problems, sees money as a means to an end. While those with ‘Too Much’ money problems see money as nothing more than a facilitator of their desires.

The reality is, you can always have your heart’s desires without the facilitator, but the facilitator makes it so much easier to get to where you want to, when you have the facilitator (money) on your side. It is not a means to an end but a catalyst that gets you there quicker.

Don’t Underestimate Your Potential

When you live in a world of fast food and instant messaging, it is no wonder that the average person overestimates what they can do in a year yet underestimate what they can do in say ten years.

They say time travels fast when you are having fun, so make it your mission to have fun making money and building your wealth. While it is possible to be a millionaire in just 12 months, the odds of success are stacked against you if you are not even making anything more than ten thousand a month, a million becomes a  steep climb.  Small steps get you giant leaps.

Be optimistic but also realistic.

If you are currently making a four-figure income per month, it only stands with reason that you can reasonably increase it to a five-figure income per month over a 12 month period. I am not saying you cannot make a six-figure income in that time. In fact, you can try, but the odds are stacked against you. Rather do incremental achievements than trying to jump the long haul.

It makes better sense for a person who wants to do a 10-mile run to start with 2 miles, then 4 then 8 then go for 10 than to just go for 10 when they can barely do a 1-mile run.

Don’t think you can do it on your own

The best athletes achieve great success because they have a coach. The best business people achieve great wealth because they have advisors. They have a team of people that they can rely on for guidance. The most successful students are those that make use of their tutors. The road to wealth has already been walked by someone else before you. Leverage from their errors instead of trying to make your own.

You can begin this journey thinking you can do it all on your own, making the very same mistakes that others have already made. Or you can surround yourself with people who can guide you to your destination, thereby avoiding all the other mistakes that they may have made.

Remember The choice is still yours

There are only two kinds of people in the world, those that understand money and wealth, and those that don’t. Those that know what they want, and those that don’t. Those that seek the help of others and those that don’t. As you might have noticed, there are more of those that “Don’t” than those that do. But the choice is still yours. You can choose to have ‘Not Enough’ money problems or ‘Too Much’ money problems.


  • Vukani Nxumalo

    Vukani Nxumalo is the 'thinking' Entrepreneur & Author of 'the thinking book series' and other titles. With over 10 years experience in the Marketing Communications and Financing industries, he knows just how to unpack a business' operations to find effective ways of extracting value. An avid reader and passionate writer, when he speaks, you feel the need to just sit and listen.